As memories of a long-hot summer begin to fade and normal British weather returns many business owners will be feeling the cash flow 'blues'. For any business the summer months can place additional pressure on cash flow. Staff take time off, which has an impact on the ability of the productivity of the business. This [...]
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So far andrewfrost has created 79 blog entries.
With summer upon us (or has it already been given the weather in May?) people will be looking forward to holidays and time off. For any business, this means planning staff absences and ensuring that products and services continue to be supplied and delivered on time to customers. For small businesses in particular, the summer [...]
When it comes to requests for finance most people understand the concept of a loan. Whether it's a business loan, hire purchase or lease most people consider them to all be one-and-the-same. Yet there are crucial differences which can significantly affect which one is most appropriate for a given client. I've noticed an increase in [...]
It doesn’t seem long since the start of 2018 but already we’re approaching April and the end of the tax year. And that means the end of one Annual Investment Allowance and the start of another. The Annual Investment Allowance allows businesses to invest in qualifying equipment* and benefit from the ability to write off [...]
January often seems like the longest month of the year as the memories of Christmas fade quickly into the gloomy, dark evenings and businesses get back into their routines. To make matters worse the personal self-assessment deadline falls at the end of the month and, for businesses whose financial year follows the tax year, January [...]
The start of a New Year is often the time that many of us make resolutions or promise to make changes for the year ahead. For a small business owner the New Year offers a great opportunity to evaluate where your business is and make plans for the year ahead. This doesn't have to mean [...]
As a business we're proud to be able to support a number of charities and are grateful for the support of our clients, introducers and partners throughout the year. Every year we support Samaritan's Purse and their 'Operation Christmas Child' appeal providing shoeboxes full of gifts to children based on need, regardless of their background [...]
Managing cash flow is critical for every business. As Christmas approaches many small businesses will find their cash flow under pressure as customers take time off, invoices take longer to pay and suppliers demand payment before the Christmas holiday period. At times like these many small business owners look to short term facilities such as [...]
For several months now the Bank of England have been dropping hints that a rise in the Bank of England Base Rate is likely. Last Friday the strongest hint yet was given when Mark Carney, Governor of the Bank of England, said: "If the economy continues on the track that it's been on, and all [...]