For business finance solutions with a personal touch, speak to the team and see how we can help. Get in touch

Family-run
financial support
for businesses
looking to grow

Contact Us

Want to talk to us about how we could help with your finances? We’re always happy to chat.

Where to find us

60 Surrey Street
Glossop
Derbyshire
SK13 7AJ

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    All your questions answered

    We provide finance for equipment to limited companies whose registered office is in England or Wales.

    We provide facilities between £10,000 and £150,000.

    We finance ‘traditional’ equipment such as cars, LCVs, HGVs, trailers, yellow plant, manufacturing machinery, forestry machinery and non-digital printing equipment.

    Yes. We actively support businesses with adverse credit issues such as CCJs, HMRC arrangements, CVAs, and those in ‘turnaround’, as well as businesses with better credit histories.

    No. We only provide facilities for business customers where the equipment is for business use.

    Once we have received all the information we require we aim to provide you with an underwritten offer (where appropriate) within 2 working days. Funds can be released in as little as 24 hours from signing of the paperwork.

    We need information on the borrower, such as the latest accounts, 6 months bank statements, Data protection forms for Directors and details of the equipment we are being asked to finance.

    We normally require Directors to provide a personal guarantee for any facilities we provide.

    Each application is assessed on its own merit and priced accordingly.

    There is no charge to settle an agreement early. However, as with most Hire Purchase or Finance Lease agreements, the balance at any time is the total repayments remaining (i.e the capital and interest), not just the capital.

    Most lending to limited companies is not a regulated activity and as such we are not regulated by the Financial Conduct Authority. However, as is the case for most small business lending borrowers may be eligible to take any complaints to the Financial Ombudsman Service.

    We have also voluntarily signed up to the SME Finance Charter.

    We’re very sorry to hear that you are unhappy with the service you’ve received. In the first instance, please contact us during office hours and we will discuss your complaint with you. Our Complaints Policy can be found here.

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    We’re here to help

    Welcome to Genesis Asset Finance in association with the British Business Bank.

    We’re pleased to support you on your access to finance journey – designed to help your business explore potential suitable finance options.

    You’ve been directed here by the British Business Bank Finance Tool because we may be able to support your business with relevant finance solutions. This page introduces our services and outlines your next steps.

    We are Genesis Asset Finance, and we support businesses in England and Wales offering Hire Purchase or Lease facilities for limited companies acquiring vehicles, plant and machinery or other ‘traditional’ equipment.

    If you’d like to explore further, you can learn more about our products and services by using the navigation bar above.

    We also offer a range of educational tools and resources to help you make informed financial decisions.

    Disclaimer: The British Business Bank’s guidance pages are intended to provide general information only. You should always seek independent professional advice before making any financial decisions.