Family-run
financial support
for businesses
looking to grow
Contact Us
Want to talk to us about how we could help with your finances? We’re always happy to chat.
Where to find us
60 Surrey Street
Glossop
Derbyshire
SK13 7AJ
Send us an enquiry
All your questions answered
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We provide finance for equipment to limited companies whose registered office is in England or Wales.
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We provide facilities between £10,000 and £150,000.
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We finance ‘traditional’ equipment such as cars, LCVs, HGVs, trailers, yellow plant, manufacturing machinery, forestry machinery and non-digital printing equipment.
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Yes. We actively support businesses with adverse credit issues such as CCJs, HMRC arrangements, CVAs, and those in ‘turnaround’, as well as businesses with better credit histories.
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No. We only provide facilities for business customers where the equipment is for business use.
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Once we have received all the information we require we aim to provide you with an underwritten offer (where appropriate) within 2 working days. Funds can be released in as little as 24 hours from signing of the paperwork.
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We need information on the borrower, such as the latest accounts, 6 months bank statements, Data protection forms for Directors and details of the equipment we are being asked to finance.
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We normally require Directors to provide a personal guarantee for any facilities we provide.
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Each application is assessed on its own merit and priced accordingly.
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There is no charge to settle an agreement early. However, as with most Hire Purchase or Finance Lease agreements, the balance at any time is the total repayments remaining (i.e the capital and interest), not just the capital.
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Most lending to limited companies is not a regulated activity and as such we are not regulated by the Financial Conduct Authority. However, as is the case for most small business lending borrowers may be eligible to take any complaints to the Financial Ombudsman Service.
We have also voluntarily signed up to the SME Finance Charter.
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We’re very sorry to hear that you are unhappy with the service you’ve received. In the first instance, please contact us during office hours and we will discuss your complaint with you. Our Complaints Policy can be found here.
See what our clients think
We’ve worked with Genesis for several years now and have found it refreshing to be able to deal with the people who actually make the decisions, a rarity in business finance these days. We can always pick up the phone to discuss our facilities. We’ve developed a strong relationship with Genesis that has enabled us over the years to invest and grow.
PAUL GRINDOD
Laund View Transport Ltd
Eddie and the team at Genesis are my first choice lender when I have a customer who doesn’t typically meet the “tick box” conditions that many modern lenders have in place. They take a pragmatic and sensible approach to underwriting, and I can rely on them to find an asset finance solution when my customers need it the most. I have done a few deals with Genesis now, and everytime, the service has been excellent. I cannot recommend them enough
ALEX DESBOROUGH
Halo Corporate Finance
Working with Eddie and the team at Genesis is always a pleasure. Very much a story book lender (a rarity in a world of auto decisioning), the team understand that not everything in business is perfect and so always work closely with us to really understand the clients needs and how we can present a deal that works. Thanks all at Genesis for your continued support of us and our clients.
JACK DORAN
Crown Business Finance Ltd
As a broker I know that Genesis Asset Finance are brilliant at doing exactly what I want and need a lender to do. They take the time to get underneath the skin of the deal, get to know the client and find ways to make things happen. They are always at the other end of the phone and their patience and personal touch gives both me and my clients the confidence that we are in good hands.
JAMES ROBINSON
Next Step Business Finance Ltd
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Andrew Williams
S. Williams & Son
We’re here to help
Whether your business needs financial support to grow, invest in equipment or raise cash, get in touch to see how we could help.